Open-Finance.ai
Products & Solutions

Data & Open Banking

Data Analysis & Insights

Open-Finance.ai provides invaluable user data insights that enable financial institutions to gain an unprecedented understanding of their customers.

Bank Account Details

Through the Open-Finance.ai platform, you gain privileged access to comprehensive bank account details, real-time snapshots of account balances, transaction histories, and income sources.

Account Balance

Open-Finance.ai emerges as the best solution that brings clarity to financial matters. Through our account balance insights, we equip fintechs with comprehensive information about customers' financial standing, enabling smarter decisions and enhanced customer interactions.

Transactions Monitoring

Through Open-Finance.ai advanced transaction monitoring capabilities, we offer financial institutions a comprehensive system for identifying, analyzing, and responding to potentially suspicious transactions.

Data Enrichment

Open-Finance.ai provides an all-inclusive range of services for data enhancement, delivering upgraded and verified financial data. This transformation enhances financial experiences, stimulates novel growth avenues, improves decision-making, and optimizes resource utilization.

Account Aggregation

Open-Finance.ai presents a secure data access API platform for open banking, constructed upon PCI DSS 2 standards. This guarantees consumers retain authority over their financial information, while enabling businesses to attain enhanced clarity regarding the data that is exchanged.

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Lending & Underwriting

Digital Loan E2E Journey

Open-Finance.ai's Digital Loan E2E Journey is a paradigm shift in lending, aimed at creating a frictionless, efficient, and customer-centric borrowing experience.

Full Real-Time Underwriting

Open-Finance.ai is revolutionizing underwriting by leveraging cutting-edge technology, enabling lenders to make informed real-time lending decisions.

Financial Management Insights

Open-Finance.ai enhances the ease of consumers' PFM, spanning from unifying all their accounts within a singular platform, to offering leading-edge digital money management functionalities, and extending to proactive, individualized financial insights.

Digital Loan Origination

Open-Finance.ai streamlines lending by collecting applicant data, verifying it, and evaluating creditworthiness using automated algorithms.Our digital loan origination platforms swiftly and accurately assess risk and eligibility, simplifying the lending journey.

Financial Data Dashboards

Open-Finance.ai's dashboards provide a comprehensive visual overview of financial performance, presenting key metrics and trends that empower informed decisions with clarity and precision.

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Risk & Compliance

Account Verification

Open-Finance.ai automates account name checks through a single API, verifying users instantly and accurately without the need to process streams of raw bank data.

Income & Expenses Insights

Open-Finance.ai provides clear financial trajectories through data-driven analysis. Categorized income and expenses reveal trends and efficiency opportunities to accelerate financial decisions and help your customers reach their financial goals.

Risk Calculation Insights

Open-Finance.ai empowers enterprises with advanced risk assessment capabilities. By utilizing sophisticated algorithms and data analytics, we provide comprehensive risk profiles, allowing proactive identification and mitigation of vulnerabilities.

Account Balance Validation

Open-Finance.ai rapidly verifies account balances prior to initiating transfers, reducing risk, protecting, and providing a clear view into available funds.

Account Data Validation

By leveraging the Open-Finance.ai platform, companies are able to reduce application processing costs by utilizing assessments as an alternative to the cumbersome review of paperwork and outdated or inaccurate credit reports.

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Payments

VRP

Open-Finance.ai's VRP - engineered to transform payment processes. Our VRP presents a streamlined approach that trims costs, curtails fraud risks, and eradicates unnecessary transactional friction

Real-time A2A Payment

Open-Finance.ai Account-to-Account payments present a transformative solution that empowers direct, swift, and secure fund transfers. A2A payments redefine convenience, efficiency, and security in payment processes.

Payment Initiation

Open-Finance.ai envisions a world where every payment experience is frictionless, payments are effortlessly completed with a single touch, and both businesses and consumers relish unparalleled convenience.

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Open-Finance.ai Products & Solutions

Data & Open Banking

Lending & Underwriting

Risk & Compliance

Payments

Open-Finance.ai
Products & Solutions